In King and Sno Counties 1-800-573-2778

We can help you excercise your right by filing your bankruptcy under the Bankruptcy Code

Chapter 7 Liquidation Bankruptcy--eliminates most of your unsecured debts

                single = total pre-filing = $500 down+$50 certificate of credit counseling to file
                              then after filing = $299 filing fee may be paid in three installments

married = total pre-filing = $535 down+$50 certificates of credit counseling to file
then after filing = $299 filing fee may be paid in three installments

Chapter 13 Bankruptcy-catches up on your mortgage-radically reduces other debts

File Ch13 with just $85 down=$35 credit report+$50 certificate

Ch13 legal fee = $1,800 financed over 36 to 60 months
with monthly payments as low as legally possible

We will help you get your pre-filing certificates of credit counseling easily from www.cccsatl.org ATTORNEY CODE IS 5005

The cheapest site for your required post-filing certificate is http://www.a24-7class.com/

Chapter 7:
Almost anyone who would have qualified for a Chapter 7 before Congress changed the old rules can still qualify for a Chapter 7 under the new rules. The really big change is extra paperwork. But if you can document your most recent six months of income, and you still have your tax returns, you probably can still receive a complete discharge of most of your debts under Chapter 7 of the Bankruptcy Code.

BASIC REQUIRED DOCUMENTATION:
You will need the following documents:
---Your most recently filed tax return,
---Your most recent bank statement,
---Your most recent 60 days of paycheck stubs
---Your pre-filing certificate of credit counseling
(Other documents on case by case basis.)

We will help you get your pre-filing certificates of credit counseling easily easily from www.cccsatl.org
The cheapest site for your required post-filing certificate is http://www.a24-7class.com/

KEEPING YOUR CAR:
In both kinds of bankruptcy, most people keep their current car; however, some people give theirs back to the car lender and extinguish the left over car debt.

Chapter 13:
In nearly all cases a Chapter 13 reorganization bankruptcy still automatically stops foreclosure and gives you an extra 36 to 60 months to catch up on your overdue mortgage payments while also dramatically reducing most of your other debts.

Both kinds of bankruptcy--Chapter 7 and Chapter 13--give you the protection of a Federal Bankruptcy Court making sure that your mortgage lender and all your other creditors abide by the rules. Your mortgage lender and all your other creditors must work within the bankruptcy system. Your creditors may not continue any harrassing phone calls, garnishments, or lawsuits once your case is filed.

Andrew Gebelt
1-800-573-2778 1-800-573-2778

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You have a right to ask the Bankruptcy Court to completely eliminate your debts under Chapter 7 or radically reduce your debts under Chapter 13.